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Consumers can now purchase life insurance online and without an exam through Abrams Insurance Agency. The online application is now easy and concise having been streamlined and with the added benefit of knowing if one is approved in minutes. Continue reading
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Nov 11, 2014 /prREACH/ -- Abrams Insurance Solutions is pleased to announce the ability to purchase life insurance online and without an exam. A life insurance policy can be obtained in minutes without the usual lengthy application. Abrams Insurance Solutions created an easy concise online application that has been streamlined. The application does not require an examination of blood and urine. The applicant has the added convenience of knowing if one is approved in minutes online. Abrams Insurance Solutions is a San Diego, CA company founded by Chris Abrams. They are licensed to sell life insurance in 23 states and represent over 70 A or A+ rated insurance companies. Two different types of life insurance are available online. The first is a term life insurance policy for a 10, 15, 20, or 30 year term coverage ranging from $25,000 up to $350,000. This term life policy is for people between 20 to 60 years of age with medium to great health. “This is perfect coverage to protect an income, pay off debt, or provide family protection if something should unexpectedly happen to you.” states Abrams. The second type of coverage offered is final expense life insurance. This policy provides $5,000 to $20,000 of lifetime coverage for those aged 50 to 80. This is a guaranteed issue policy which means there are no health questions to answer and even those in poor health can qualify for coverage. Abrams says, “I have several clients who want life insurance but are afraid of needles and don’t want to deal with an insurance exam. Other clients are turned off by the lengthy application and long wait to see if they are approved for coverage. This process eliminates those concerns and makes it easy and fast to apply and receive a life insurance policy”. A recent study by LIMRA, the world’s leading insurance and financial services trade association, found that the most commonly cited reason for not purchasing more life insurance was the cost. Sixty-three percent cited it as “too expensive”. The study found that consumers overestimate the cost of life insurance by nearly three-fold. Less than half of consumers ages 25 to 64 have life insurance. Forty-four percent of those without life insurance coverage say they need it. One third of Americans believe they would feel the financial impact from the loss of a primary wage earner within a month of the wage earner’s passing. Half say they would feel an impact within six months. Instant issue life insurance was created to get these people off the sidelines and get families the financial protection they need. One in four people under the age of 45 say they prefer to apply for life insurance online. For those still wanting to purchase life insurance face to face, that option is still available. Abrams Insurance Solutions works for the consumer not the insurance company. They will compare rates from the nation’s leading insurance companies based on coverage needs, presenting the least expensive option. Get your instant life insurance policy at Abrams Insurance Solutions today at http://abramsinc.com/get-life-insurance-now/ or contact them at www.abramsinc.com or 1-888-905-0333.