New Home Insurer for Houston and the Surrounding Area

Professional Agencies, LLC proud to announce adding Lighthouse Property Insurance Corporation to its list of carriers that are issuing home insurance in Harris and Fort Bend counties Continue reading →

May 24, 2016 /prREACH/ -- Conroe TX. Huntsville TX. Willis TX. Tomball TX. Magnolia TX. 2016: Lighthouse Property Insurance is an A rated (Demotech) insurance company insuring homes in several southern states. Lighthouse offers an HO3 form with optional additional coverage such as Foundation coverage, Water back up / Sump Pump overflow and many more. The policy also includes Personal Liability, with limits up to $500,000, and Medical payments up to $5,000. It also offers minimum deductible options at $1,000 for All Other Perils and 1% for Windstorm & Hail state wide, which is very reasonable especially for tier 1 and tier 2 counties.

Tier 1 counties are counties for which the State of Texas allows insurers to exclude Windstorm & Hail due to the high probability of Tropical Storms and Hurricanes. Lighthouse Property Insurance has been able to issue policies with windstorm coverage in these areas and remain profitable. Professional Agencies now has the ability to insure homeowner policies in Tier 1 counties through one company. In the past the Homeowner would have two policies. One policy was written for Windstorm & Hail and another for All Other Perils. Tier 2 counties have also been difficult to insure homes at reasonable rates because of the same Topical Storm and Hurricane exposure that exist but without the ability to exclude Windstorm & Hail coverage, so those counties have seen insurance company after insurance company limit or even stop issuing policies in those counties. Adding Lighthouse Property Insurance allows Professional Agencies, LLC another company where they can issue policies with reasonable deductibles and competitive rates in these counties.

Lighthouse Property Insurance has entered the market place with aggressive pricing giving the Homeowner an opportunity lower their home insurance cost. For more information about rates and coverages please call Gary or Pam at 936-649-0818 or 866-573-2350, email at [email protected] or visit their website at www.heiagncy.com click on Home Insurance for a rate.

Gary O'Bannon Professional Agencies, LLC 440 FM 2821 Rd W, Ste D Huntsville, TX 77320 (866) 808-9171 http://heiagency.com/